Legal Document 21+ Only

nojl Terms & Conditions

These Terms and Conditions govern your use of the nojl platform, including all games, services, promotions, payment transactions, and account management features. Please read them carefully before registering or placing any wager.

Effective Date: 1 January 2026  ·  Last Updated: 1 January 2026  ·  Applies to: All nojl accounts and services accessible at nojl.app

Key Points You Should Know First

This summary does not replace the full Terms below — please read all sections before using nojl.

Eligibility — 21 Years or Older

You must be at least 21 years of age to register and use nojl. By creating an account you confirm this requirement is met. nojl reserves the right to request government-issued ID at any time to verify eligibility.

One Account Per Person

Each individual may hold only one nojl account. Duplicate accounts — regardless of intent — will result in permanent suspension of all associated accounts and forfeiture of any balances or bonuses held within them.

Bonuses Have Wagering Requirements

All nojl bonus funds are subject to wagering requirements specified at the time of offer. Bonus funds cannot be withdrawn until wagering requirements are fully met. nojl may modify or withdraw promotions at its discretion.

Withdrawals Require Verification

nojl may require identity verification (KYC) before processing any withdrawal. Funds deposited via GCash, Maya, or bank transfer will be returned to the same originating account. Processing times vary by tier.

Prohibited Jurisdictions

nojl services are intended solely for eligible players located in the Philippines. Players accessing nojl from jurisdictions where online gambling is prohibited are responsible for compliance with their local laws.

Responsible Gambling Tools Available

nojl provides deposit limits, session controls, self-exclusion, and cooling-off periods. Players who self-exclude may not re-register during the exclusion period. Full details in our Responsible Gaming page.

Please read these Terms and Conditions carefully. By registering an account, logging in, making a deposit, or placing any wager on the nojl platform, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions in their entirety, including the Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.

01 Definitions

In these Terms and Conditions, the following definitions apply unless the context otherwise requires:

  • "nojl", "we", "us", or "our" refers to the operator of the nojl platform at nojl.app.
  • "Platform" means the nojl website accessible at nojl.app, including all game lobbies, payment facilities, account management tools, and associated mobile-compatible interfaces.
  • "Player", "you", or "your" means any individual who has registered or is attempting to register a nojl account, or who accesses the Platform in any capacity.
  • "Account" means the individual registered account created by a Player to access nojl services.
  • "Balance" means the total of real-money funds credited to a Player's Account, excluding any bonus funds that remain subject to active wagering requirements.
  • "Bonus Funds" means any promotional credits, free spins values, or matched deposit amounts awarded by nojl subject to wagering requirements.
  • "Wagering Requirement" means the total value of qualifying bets that must be placed before Bonus Funds may be converted to withdrawable Balance.
  • "KYC" means Know Your Customer — the identity verification process through which nojl confirms a Player's identity, age, and payment method ownership.
  • "Applicable Law" means all laws, regulations, and regulatory guidelines applicable in the Republic of the Philippines, including those issued by PAGCOR (Philippine Amusement and Gaming Corporation).

02 Acceptance of Terms

2.1 These Terms and Conditions constitute a legally binding agreement between you and nojl. Your access to and use of the Platform is conditional upon your acceptance of and compliance with these Terms.

2.2 By completing the account registration process, accessing the nojl login page, or using any feature of the Platform, you expressly agree to these Terms and Conditions. If you do not agree with any part of these Terms, you must not create an account or use the Platform.

2.3 These Terms are effective from the date first published and apply continuously to all Platform usage thereafter. nojl may update these Terms at any time; continued use of the Platform following notification of any update constitutes acceptance of the revised Terms.

03 Eligibility

Age Restriction: The nojl Platform is strictly restricted to individuals aged 21 years or older. This is a mandatory legal requirement under Philippine gambling regulations. Registration by any person under 21 years of age is prohibited. nojl will immediately suspend and permanently close any account found to belong to an underage individual and will void all associated balances and winnings.

3.1 To be eligible to register and maintain an Account, you must satisfy all of the following conditions at all times:

  • Be at least 21 years of age;
  • Be physically located in a jurisdiction where online gambling is lawful;
  • Not be registered on any self-exclusion list maintained by nojl or by PAGCOR;
  • Not be an employee, contractor, director, or officer of nojl, or an immediate family member of such a person;
  • Not be accessing the Platform using automated software, bots, or any artificial intelligence tool;
  • Have full legal capacity to enter into binding agreements under the laws of the Republic of the Philippines.

3.2 By registering, you represent and warrant that all eligibility conditions above are satisfied and will remain satisfied for the duration of your Account. You accept sole responsibility for ensuring ongoing compliance with all applicable legal requirements in your jurisdiction.

04 Account Registration

4.1 To use nojl's real-money gambling services, you must register an Account by completing the registration process at nojl.app. You agree to provide accurate, complete, and current information during registration and to keep that information updated at all times.

4.2 Each individual may register and maintain only one Account. Opening multiple Accounts — whether under the same identity or different identities — constitutes a material breach of these Terms and will result in the permanent closure of all associated Accounts and forfeiture of all balances, including any pending withdrawals.

4.3 Your Account is personal to you and may not be shared with, transferred to, or used by any other person. You are solely responsible for all activity conducted through your Account, whether or not authorized by you.

4.4 nojl may at any time require you to complete KYC verification before permitting deposits, withdrawals, or continued gameplay. KYC documentation typically includes a government-issued photo identification (such as a Philippine passport, driver's licence, or national ID) and may include proof of payment method ownership. Failure to complete KYC within the timeframe requested by nojl may result in Account suspension.

05 Account Security

5.1 You are responsible for maintaining the confidentiality of your nojl login credentials, including your username, password, and any one-time authentication codes. You must not disclose your credentials to any third party under any circumstances.

5.2 You must notify nojl immediately via live chat support if you suspect unauthorized access to or use of your Account. nojl will take reasonable steps to investigate and, where appropriate, secure your Account. nojl accepts no liability for losses arising from unauthorized Account access where you have failed to maintain reasonable credential security.

5.3 nojl recommends enabling two-factor authentication (2FA) on your Account. This feature sends a one-time SMS code to your registered Philippine mobile number with each login attempt, providing an additional security layer beyond your password alone.

5.4 nojl will never contact you by any channel to request your password. Any communication purporting to be from nojl and requesting your login credentials should be treated as fraudulent and reported to nojl support immediately.

06 Deposits and Payments

6.1 The minimum deposit amount at nojl is ₱100 (Philippine Pesos). All Account balances are denominated in Philippine Pesos unless otherwise specified in connection with cryptocurrency transactions.

6.2 nojl accepts deposits via the following payment methods: GCash, Maya (formerly PayMaya), GrabPay, BPI, BDO, Metrobank, and USDT (Tether) via TRC20 and ERC20 networks. Payment method availability may change without notice.

6.3 All funds deposited into your nojl Account must originate from a payment method in your own name. Deposits from third-party accounts are not permitted and will be subject to reversal and investigation.

6.4 nojl does not charge deposit fees, however your payment provider may apply its own transaction charges. You are responsible for any fees charged by GCash, Maya, or your banking institution in connection with deposits.

6.5 nojl reserves the right to conduct AML (anti-money laundering) checks in connection with deposit activity and to request source-of-funds documentation where applicable. Failure to provide requested documentation may result in Account suspension.

07 Withdrawals

7.1 You may request a withdrawal of your available real-money Balance at any time through the nojl Cashier, subject to the conditions set out in this Section and Section 4.4 (KYC).

7.2 Withdrawals will be processed to the same payment method used for your most recent qualifying deposit, where technically possible. nojl reserves the right to request alternative verification where the original payment method is no longer available.

7.3 Withdrawal processing times are as follows, subject to verification requirements: Bronze tier — up to 4 hours; Silver tier — up to 2 hours; Gold tier — up to 60 minutes; Platinum tier — same-day guarantee; Diamond tier — immediate priority processing. These times represent standard processing expectations and are not contractual guarantees.

7.4 Bonus Funds that have not yet met applicable wagering requirements are not withdrawable. Attempting to withdraw funds that would reduce your real-money Balance below the amount required to satisfy an active wagering requirement may result in forfeiture of the associated bonus.

7.5 nojl reserves the right to delay or decline withdrawal requests where there are reasonable grounds to suspect fraud, money laundering, bonus abuse, or breach of these Terms, pending investigation.

08 Bonuses and Promotions

8.1 nojl may offer bonuses, free spins, cashback awards, reload bonuses, and other promotional incentives to eligible Players. All promotions are subject to specific terms and conditions communicated at the time of the offer, which are incorporated into these Terms by reference.

8.2 General bonus terms that apply to all nojl promotions unless otherwise stated:

  • Bonuses are available to Players who have completed account registration and whose accounts are in good standing;
  • Only one welcome bonus may be claimed per person, per household, per device, and per IP address;
  • Wagering requirements must be met within the validity period stated in the specific promotion — failure to meet requirements within this period will result in forfeiture of the bonus and associated winnings;
  • Bets placed on certain game categories may contribute at reduced rates or not at all toward wagering requirements — applicable rates will be published in promotion-specific terms;
  • nojl reserves the right to modify, suspend, or terminate any promotion at any time, with or without prior notice.

8.3 Bonus abuse — including but not limited to collusion, multiple account exploitation, arbitrage betting, or any strategy designed to exploit promotional terms without genuine gambling intent — constitutes a breach of these Terms. nojl may withhold, cancel, and claw back bonuses and associated winnings where abuse is reasonably suspected.

09 Game Rules and Conduct

9.1 All games offered on the nojl Platform operate pursuant to rules published within each respective game interface. By placing a wager on any game, you confirm that you have reviewed and understood the applicable game rules.

9.2 nojl's RNG-based games use certified random number generation technology that has been independently audited for fairness. Published RTP (Return to Player) figures represent long-term statistical averages and do not guarantee specific outcomes during any individual session.

9.3 Live dealer game results — including all baccarat, roulette, blackjack, and game show outcomes — are final once the result is confirmed by the dealing software. Disputes regarding live game outcomes must be submitted within 24 hours via nojl support, with reference to the game round identifier.

9.4 In the event of a technical malfunction, game error, or connectivity interruption during a game round, the affected round may be voided and the bet returned to the Player's Balance. nojl will not be liable for any theoretical winnings arising from a malfunctioned or voided round.

10 Prohibited Activities

10.1 The following activities are strictly prohibited on the nojl Platform and constitute grounds for immediate Account suspension, balance forfeiture, and legal action where applicable:

  • Using automated software, bots, scrapers, or AI-based tools to play games or interact with the Platform;
  • Opening multiple Accounts or colluding with other Players to share Account access;
  • Exploiting software errors, game bugs, or payment system vulnerabilities for financial gain;
  • Using fraudulent, stolen, or unauthorized payment methods;
  • Engaging in money laundering, structuring, or any other financial crime through the Platform;
  • Accessing the Platform from a jurisdiction where online gambling is prohibited by law;
  • Harassing, abusing, or threatening nojl staff or other Players through any communication channel;
  • Misrepresenting your identity, age, or location during registration or KYC.

11 Responsible Gambling

11.1 nojl is committed to promoting responsible gambling practices and providing tools that help Players maintain control over their gambling activity. The following self-management tools are available to all registered Players through the Account dashboard:

  • Deposit Limits: Daily, weekly, and monthly deposit caps that restrict the maximum amount you can deposit within the selected period;
  • Loss Limits: Maximum net loss thresholds per day, week, or month, after which further play is restricted until the limit period resets;
  • Session Time Limits: Automatic session timeout after a defined playing period, with optional reality check reminders;
  • Cooling-Off Periods: Temporary Account suspension for a period of 24 hours to 6 weeks, during which the Account cannot be accessed;
  • Self-Exclusion: Permanent or extended Account closure for Players who wish to stop gambling entirely. Self-exclusion periods of 6 months, 1 year, or permanent exclusion are available.

11.2 Players who elect self-exclusion will be removed from all marketing communications during the exclusion period. Circumventing a self-exclusion by registering a new Account is a breach of these Terms and will result in the new Account being closed and its balance forfeited.

11.3 nojl encourages Players who are experiencing difficulty managing their gambling to seek assistance from professional support organizations. Full details and external resource links are available on the Responsible Gaming page.

12 Intellectual Property

12.1 All content on the nojl Platform — including but not limited to software, game content, graphics, trademarks, logos, text, and user interface elements — is owned by or licensed to nojl and is protected by applicable intellectual property laws.

12.2 You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial gambling purposes in accordance with these Terms. No broader rights are granted.

12.3 You may not copy, reproduce, redistribute, publish, reverse-engineer, disassemble, or create derivative works from any Platform content without nojl's express prior written consent.

13 Privacy and Data Protection

13.1 nojl collects and processes your personal data in accordance with its Privacy Policy, which forms part of these Terms and Conditions. By registering an Account, you consent to the collection and processing of your data as described in the Privacy Policy.

13.2 nojl will share your personal data with regulatory authorities, law enforcement agencies, and financial institutions where required by Applicable Law, including for KYC, AML, and fraud prevention purposes.

13.3 Your Philippine mobile number, as the primary Account identifier, will be used for account verification, security alerts, and — with your consent — promotional communications. You may opt out of promotional communications at any time through your Account settings.

14 Limitation of Liability

14.1 To the maximum extent permitted by Applicable Law, nojl shall not be liable for any loss of profit, loss of data, indirect, consequential, special, incidental, or punitive damages arising out of or in connection with your use of the Platform.

14.2 nojl's total aggregate liability to you for any direct damages arising from any claim in connection with these Terms shall not exceed the greater of: (a) the total net deposits made by you to your Account in the 30-day period preceding the claim; or (b) ₱10,000.

14.3 nojl does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. Access to the Platform is provided on an "as is" and "as available" basis. nojl will use commercially reasonable efforts to maintain Platform availability but does not guarantee any specific uptime.

15 Suspension and Termination

15.1 nojl reserves the right to suspend, restrict, or permanently close any Account at its sole discretion, with or without prior notice, where nojl has reasonable grounds to believe that:

  • You have breached any provision of these Terms;
  • Fraudulent, abusive, or criminal activity has been conducted through your Account;
  • Continued operation of your Account would expose nojl to regulatory, legal, or financial risk;
  • You have provided false or misleading information during registration or KYC.

15.2 Upon Account closure for cause, any balance consisting of Bonus Funds or funds derived from activity in breach of these Terms may be forfeited in full. Any remaining real-money Balance that is not subject to forfeiture will be returned to your registered payment method after completion of all applicable verification and investigation procedures.

15.3 You may close your Account at any time by contacting nojl support via live chat. Account closure does not release you from any obligations incurred prior to the closure date.

16 Dispute Resolution

16.1 If you have a complaint or dispute regarding any aspect of nojl's services, you should first contact the nojl support team via live chat, providing full details of the issue. nojl will acknowledge your complaint within 24 hours and aims to resolve all disputes within 10 business days.

16.2 Where a complaint relates to a specific game outcome, you must submit the game round identifier (visible in your game history) together with your complaint. nojl will investigate game disputes using certified server-side logs and will provide a written response.

16.3 If you are not satisfied with nojl's resolution of a complaint, you may escalate the matter to the applicable regulatory authority. nojl will cooperate fully with any regulatory investigation.

17 Amendments to Terms

17.1 nojl may amend, update, or replace these Terms and Conditions at any time. When material changes are made, nojl will notify registered Players by email, in-Account notification, or by posting a notice on the Platform, with a minimum of seven (7) days' notice before changes take effect, except where immediate amendment is required by Applicable Law or regulatory instruction.

17.2 Your continued use of the Platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must stop using the Platform and request Account closure.

18 Governing Law and Jurisdiction

18.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms that cannot be resolved through the process described in Section 16 shall be subject to the exclusive jurisdiction of the competent courts of the Republic of the Philippines.

18.2 If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable from the remaining Terms, which shall continue in full force and effect.

18.3 These Terms constitute the entire agreement between you and nojl with respect to your use of the Platform and supersede all prior agreements, representations, and understandings, whether written or oral, relating to the same subject matter.

19 Contact Information

19.1 For any questions regarding these Terms and Conditions, your Account, payments, or any other aspect of nojl's services, please contact the nojl support team:

nojl Customer Support
Available: 24 hours a day, 7 days a week
Languages: English and Filipino (Tagalog)
Channel: Live chat via nojl.app
Email: [email protected]

nojl Responsible Gaming Support
For responsible gaming tools, self-exclusion requests, and problem gambling assistance, visit the Responsible Gaming page or contact support directly via live chat and request the Responsible Gaming team.
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21+ only. Real-money gambling involves financial risk. By registering you confirm acceptance of these Terms. Play responsibly.